{"id":51,"date":"2026-05-12T09:00:00","date_gmt":"2026-05-12T07:00:00","guid":{"rendered":"https:\/\/www.sahambank.com\/private-banking\/regard\/holding-familiale\/"},"modified":"2026-10-21T14:42:39","modified_gmt":"2026-10-21T12:42:39","slug":"holding-familiale","status":"publish","type":"pbfo_insight","link":"https:\/\/www.sahambank.com\/private-banking\/regard\/holding-familiale\/","title":{"rendered":"Holding familiale : structurer avant de transmettre"},"content":{"rendered":"<p>Structurer une holding consiste d&rsquo;abord \u00e0 nommer les actifs qui doivent rester ensemble, ceux qui peuvent \u00eatre c\u00e9d\u00e9s, et ceux qui servent \u00e0 financer un projet. Le v\u00e9hicule juridique vient ensuite. Il organise le pouvoir de d\u00e9cision, l&rsquo;entr\u00e9e ou la sortie d&rsquo;un membre de la famille, et la fa\u00e7on dont les revenus remontent.<\/p>\n<p>Le banquier priv\u00e9 relie ce sch\u00e9ma au bilan personnel : cr\u00e9dit, liquidit\u00e9s, et calendrier de transmission. Sans cette lecture, la holding ajoute une couche sans clarifier qui d\u00e9cide. Cette note \u00e9claire un sujet de banque priv\u00e9e. Elle ne constitue ni un conseil personnalis\u00e9, ni une recommandation de produit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La holding familiale est un outil de d\u00e9tention et de gouvernance, pas un r\u00e9flexe fiscal. Elle se d\u00e9cide avant la transmission, \u00e0 partir de ce que la famille veut conserver, c\u00e9der ou financer.<\/p>\n","protected":false},"template":"","acf":[],"lang":"fr","translations":{"fr":51},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/pbfo_insight\/51"}],"collection":[{"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/pbfo_insight"}],"about":[{"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/types\/pbfo_insight"}],"version-history":[{"count":1,"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/pbfo_insight\/51\/revisions"}],"predecessor-version":[{"id":52,"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/pbfo_insight\/51\/revisions\/52"}],"wp:attachment":[{"href":"https:\/\/www.sahambank.com\/private-banking\/wp-json\/wp\/v2\/media?parent=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}